Advice For Life
Experience for your financial needs
Care for your financial well being
Guiding paths to financial security for over 30 years
Tracy Lamond is an investment manager, Chartered Financial Analyst, and planning consultant helping clients in all stages of life. She applies her extensive knowledge of personal finance and professional investing to each client's unique situation, offering expert and intelligent advice for strategies to grow, protect, and enjoy the benefit of well managed financial assets.
Life changes. Priorities change. Markets, politics, tax laws, and global economies fluctuate. A professional and experienced advisor can provide stability and commitment in achieving goals. Tracy can help to properly construct and diversify your portfolio, plan for transitions, minimize your taxes, and manage your finances as your needs and objectives change over time. She can help you and your family to save, invest, create wealth, provide income, and plan for the hallmarks of legacy.
Is Tax Reform on the Agenda?
There’s been a lot of talk about Tax Reform. What might it look like?
What Is a Stretch IRA?
If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.
Global vs. International: What’s The Difference?
International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.
One way to find money is to examine your current spending habits and eliminate money wasters.
Don't let procrastination keep you from pursuing your financial dreams and goals.
Ever wonder what the real value of a financial advisor is? It’s not just added portfolio returns.
Five strategies for managing your student debt.
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
Estimate how much you have the potential to earn during your working years.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Estimate how much of your Social Security benefit may be considered taxable.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Estimate how long your retirement savings may last using various monthly cash flow rates.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some key concepts to understand when investing for retirement
Learn more about taxes, tax-favored investing, and tax strategies.
Investment tools and strategies that can enable you to pursue your retirement goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are a number of ways to withdraw money from a qualified retirement plan.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
Do you have causes that you want to support with donations? Here are three tips.
Here are five facts about Social Security that might surprise you.
Women must be ready to spend, on average, more years in retirement than men.
Taking your Social Security benefits at the right time may help maximize your benefit.